• Market Cap Touches ₹1.01 lakh crore, share price hits all-time high of ₹2,549
• India’s largest gold loan NBFC now ranks among top financial services firms nationally
• FY25 highlights: ₹1.22 lakh crore Consolidated Loan AUM, Crossed ₹1 lakh crore in Gold Loan AUM, ₹5,352 crore Consolidated PAT
Muthoot Finance, India’s largest gold loan Non-Banking Financial Company (NBFC), has entered the distinguished club of the top 100 listed Indian companies by market capitalisation, securing the 97th position. In a landmark moment for Kerala’s corporate landscape, the company has also become the first from the state to cross the coveted ₹1 lakh crore market capitalisation milestone. Its share price surged to an all-time high of ₹2,549 on the BSE, underscoring growing investor confidence in the gold loan segment and the company’s strong growth trajectory.
This milestone underscores Muthoot Finance’s continued business excellence and investor trust. In FY25, the company reported a Consolidated Loan AUM of ₹1.22 lakh crore, having crossed ₹1 lakh crore in Gold Loan AUM, and achieved a consolidated Profit After Tax (PAT) of ₹5,352 crore, showcasing its robust performance.
Notably, Muthoot Finance achieved ₹50,000 crore market capitalisation in Q2FY21 when the share price hit ₹1,120. In just four years, by Q2FY25, the company soared to ₹75,000 crore market capitalisation as the share price reached ₹1,850—signifying sustained investor faith and growth momentum.
The company also received credit rating upgrades from leading global agencies:
• S&P Ratings upgraded from BB/B to BB+/B,
• Moody’s Ratings upgraded from Ba2 to Ba1, reflecting improved financial strength, strong asset quality, and stable profitability.
George Alexander Muthoot, Managing Director, Muthoot Finance, said:
“Crossing the ₹1 lakh crore market capitalisation mark is a landmark achievement – for Muthoot Finance,. This milestone is rooted in our strong fundamentals, consistent performance, our customer-first approach, and the trust placed in us by millions across India. It also underscores the growing recognition and formalisation of the gold loan sector, which has long served as a lifeline for Indian households in the time of need. As we celebrate this moment, we remain deeply committed to drive financial inclusion through our expansive branch network and delivering sustained value to all our stakeholders.”
The Muthoot Group has also rapidly expanded its footprint, operating over 7,400 branches across Wide-Ranging business verticals. The company is doubling down on digital lending solutions and has been diversification portfolio with offerings including Personal Loans, Business Loans, Affordable Housing Loans, Loan against Property, Insurance broking etc. through its different verticals.
Amidst India’s progressing credit landscape, Muthoot Finance has stood out through financial prudence, technological innovation, and an unwavering commitment to financial inclusion and CSR activities. It is encouraging growth trajectory, marked by a consistent profitability record, low-risk lending practices, and a rapidly expanding loan book, makes it a preferred choice among investors in the financial services sector.
